Quick expense logging
Add amount, merchant, date, category, payment method, and optional card without slowing down your day.
Coming soon to the App Store
Log spending quickly. Understand your habits visually.
SpendWise - Budgets & Cards is a privacy-first expense tracker for iPhone, designed to keep monthly budgets, category spending, and credit card cycles clear without connecting to your bank.
Launch pricing and any introductory trial will be shown in the App Store when SpendWise is released.
Built for everyday awareness
Focused finance, without the finance-app complexity.
SpendWise is not a banking app, investment app, or complex finance dashboard. It is a fast, visual spending awareness tool for people who want to know where their money goes.
Monthly and category budgets
Track total spending, remaining budget, daily spend, weekly pace, and custom category limits.
Credit card cycles
Monitor statement days, due dates, cycle limits, and card usage without entering bank credentials.
Visual spending insights
See category breakdowns, daily burn, weekly patterns, and budget pace in a clean visual dashboard.
iCloud sync and widgets
Keep records available through your private iCloud account and glance at progress from the Home Screen.
Reminders and dark mode
Build the habit of logging expenses and use a polished dark experience when tracking at night.
Insights
See the shape of your spending, not just a list of numbers.
Category breakdowns and weekly trends turn daily expenses into patterns you can actually act on.
Manual tracking
Keep your spending records clean, searchable, and intentional.
Every expense is logged by you, organized by month, and editable later. That keeps the product simple, transparent, and private.
Privacy promise
No bank login. No real card numbers. No data selling.
SpendWise is designed for manual expense tracking and personal spending awareness. Your records stay local and can sync through your private iCloud account.
No bank connection required
No real card numbers requested
No selling user data
Local-first data with private iCloud sync